Investment Adviser in Hamworthy
Retirement investing
done right.
Hamworthy residents trust us for straightforward, evidence-based retirement investing. Maximise your ISAs and pensions with low-cost portfolios.
Our investment philosophy
We don't try to outsmart the market.
For Hamworthy residents in this waterside peninsula community with harbour views, we provide straightforward retirement investing without the excessive fees. Our investment strategies are built on Nobel Prize-winning academic research and over 100 years of market data.
Four principles that guide every investment decision
Evidence over opinion
Our approach is built on Nobel Prize-winning research from economists like Eugene Fama, Kenneth French, and Harry Markowitz. Over 100 years of market data shows what actually drives returns.
Global diversification
The UK represents just 4% of global markets. Your portfolio holds over 10,000 companies across 40+ countries. As Markowitz proved, diversification is the only "free lunch" in investing.
Low costs matter
Research shows high costs are the strongest predictor of poor fund performance. Most active managers fail to beat the market after fees. Our fund costs are typically 0.2-0.4% vs 1.5%+ for active funds.
Stay the course
Since 1926, markets have experienced 7 major declines averaging 35%. Every single one was followed by a recovery. The average recovery took just 1.5 years. Patience is rewarded.
Watch our documentary
Retirement Investing for Hamworthy
See why Hamworthy residents choose evidence-based retirement investing over traditional stockbrokers and wealth managers.
Retirement investing for Hamworthy
Living in Hamworthy's waterside community means you value straightforward, reliable advice. Whether you're approaching retirement or already enjoying your retirement years, your savings deserve evidence-based investment management.
We provide the same strategies used by the world's largest pension funds, but accessible to private investors in Hamworthy and the surrounding Poole Harbour area. Combined with transparent fixed-fee pricing, you keep more of your returns for the retirement you've planned.
Investment questions from Hamworthy clients
What drawdown strategies do you recommend for retirement?
We help Hamworthy residents create sustainable retirement income through careful drawdown planning. We typically recommend starting with 3-4% annual withdrawals, adjusting for your specific needs and market conditions. This approach balances income needs with capital preservation. Learn more about our retirement planning services.
How do I maximise my ISA allowances?
With the current £20,000 annual ISA allowance, we help you build tax-efficient investment portfolios. For Hamworthy residents approaching retirement, maximising ISA contributions now creates a valuable tax-free income source later. We can review your current ISA holdings and suggest low-cost alternatives. See our investment approach for details.
When can I access my pension savings?
You can typically access pension savings from age 55 (rising to 57 in 2028). We help Hamworthy clients understand their options: 25% tax-free lump sum, flexible drawdown, or annuity purchase. The right strategy depends on your circumstances and retirement goals. Explore our pension advice services.
What are your investment management fees?
We charge transparent fixed fees for ongoing portfolio management, agreed upfront. Underlying fund costs are typically 0.2-0.4%, far lower than the 1-2% charged by traditional wealth managers. For retirement portfolios, this difference compounds significantly over time. See our full fee structure.
What our clients say
Your Hamworthy investment adviser
Our office is conveniently located near Hamworthy, within the BCP Council area. Many of our Hamworthy clients prefer home visits, and we're happy to meet at your property in this waterside community or at another location of your choice.
rockwealth Poole
Arena Business Centres, Holyrood Close, Poole, Dorset BH17 7FJ
Start with clarity, scale with confidence
rockwealth helps families across Dorset build financial security - with evidence-based investing, fair fixed fees, and advice that puts your life first.
